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5 Financial Conversations Every Engaged Couple Needs to Have (Before the Wedding)
Nobody talks about money before the wedding — and it's one of the biggest reasons marriages struggle. Here are the 5 conversations you need to have before you say "I do."
Feb 248 min read
How One Couple Went From Avoiding Money to a 5-Year Plan in Just 60 Days
Money fights aren't about money — they're about values misalignment. Here's how one couple went from avoiding every financial conversation to saving $800/month and building a real 5-year plan in just 60 days.
Feb 237 min read
Why Every Newly Engaged Couple Needs a Financial Coach (Not Just a Wedding Planner)
You just got engaged. Congratulations! You're now in planning mode—venue, guest list, flowers, photographer. But while you're picking out centerpieces, there's something way more important that most couples completely overlook: building a financial foundation for the life they actually want to live together. Here's the uncomfortable truth: money problems are one of the leading causes of divorce. And most of those problems don't start after the honeymoon—they start before the
Feb 116 min read
Free Money at Work: Your Complete Guide to the 401(k) Match
How to understand your 401k match and get the most out of your current pay package
Feb 35 min read
Feeling Lost With Money? You're Not Alone - There's a Way Forward
When You Don't Even Know Where to Start You graduated. Got a job. Started earning real money. And now you're just... existing financially. Money comes in. Money goes out. You hope it all works out somehow. But here's what keeps you up at night: You have no idea if you're doing well, doing poorly, or just treading water. You think you should probably have a budget. You've heard you should invest. You've got student loans but don't know if you should pay them aggressively or ju
Feb 34 min read
Stuck in the Dreaming Phase? Here's How to Actually Build Your Dreams.
This is a post to help you take action and make your dreams a reality. Get your finances in order and live life on your terms with the help of a financial coach to guide you.
Feb 24 min read
Stop Being Penny-Wise and Pound-Foolish With Your Financial Future
aDiscover why DIY financial management can cost you $13,500+ in hidden losses. Learn how financial coaching delivers 5X ROI in year one through strategic guidance and avoid costly mistakes that wipe out your savings.
Feb 14 min read
Are You Too Scared to Invest? Here's Why That's Costing You.
If you've been too scared to invest, you're not alone. Learn how fear-based money decisions are costing you thousands and how a financial coach can help you move forward with confidence.
Jan 304 min read
Feeling Overwhelmed by Financial Decisions? You're Not Alone.
Feeling paralyzed by too many financial decisions? Meet Overwhelmed Owen—and discover how a financial coach can help you cut through the noise and create a clear, prioritized action plan. Stop spinning your wheels and start making progress.
Jan 294 min read
Are You a Researcher Rachel? (Stop Learning, Start Doing)
You're Smart. Motivated. So Why Aren't You Making Progress? You've read the blog posts. Watched the YouTube videos. Bookmarked 47 articles about investing strategies. You know you should be saving more, investing better, optimizing your financial life. But here's the thing: 6 months later, nothing has changed. You're not lacking information. You're lacking execution. If this sounds familiar, you might be what I call "Researcher Rachel" — and I wrote this specifically for you
Jan 284 min read
Which Financial Archetype Are You?
Which Financial Archetype Are You? (And Why It's Keeping You Stuck) You're Not Bad With Money. You're Just Using the Wrong Strategy. Let me guess: You know you should be doing better financially. You've tried budgeting. You've read the articles. You've downloaded the apps. Maybe you've even made progress... for a few weeks before falling back into old patterns. But here's what most people miss: The reason you're stuck isn't because you're bad with money. It's because you're
Jan 274 min read
What Is the Difference Traditional VS. Roth? What Do I Choose?
Most people are first introduced to the terms Traditional and Roth when they are filling out the paperwork for their first job that has retirement plan benefits. At this point, it becomes a daunting question and people often end up making selection based on limited understanding and knowledge. While the specifics behind these accounts can get very complex, there are some basic rules that you can use to understand the difference without falling down a rabbit hole. The bigg
Jul 26, 20253 min read
What Is The Difference Between Checking and Savings Accounts?
Understanding the roles of both a checking and savings account can be helpful when you are starting on your financial journey. A Checking account is simple in nature, it is an account that you can write checks from. In today’s world we aren’t writing checks all that often but this account is for your day to day use. It is usually linked to a debit card and should be used for everyday transactions if you do not utilize a credit card. This account should keep a regular amount
Jul 25, 20253 min read
Why Is My Loan Balance Still So High After Years Of Payments?
You are not alone in asking this question. So many people take out a loan for school, a car, or anything else and find themselves checking the balance down the road only to notice it is much higher than they anticipated. If you took out a $20,000 5 year car loan it would make sense that in 2.5 years of making your payments on time that the loan balance would be 10,000, but that is not the case. The reason that this is not the case is because of the interest being charged on
Jul 25, 20253 min read
How Your 20's Shape Your Journey In Life
“Enjoy your Twenties!” Many of us have heard this exact sentiment from our elders but what exactly does that mean? Of course you should enjoy your twenties, but you can and should enjoy each and every stage of your life. Living a life in which you enjoy each unfolding chapter requires living a life of intention. Your twenties is a chapter in which you have more free time, and while you want to use this to make memories you also want to create a firm foundation so that you c
Jul 23, 20254 min read
Why Do I Need A budget?
Budgeting is often seen as restricting or only for someone who is struggling financially. This simply is not true, even the most successful people and businesses have budgets and in fact I may even go as far as saying that a budget is a requirement for success of a person or a business in the long term. Budgets, in fact, should not be restrictive, instead a budget should be a guideline that allows you to align your spending with your personal values and goals. If a budget is
Jul 22, 20252 min read
How Much Should I be Saving and What Do I Do With It?
Most people have heard the advice “Save your money” but no one really talks about what that means or how to do it. No one really talks about what you are saving for, how much to save, or where to put those savings. There is no single answer but there are a few simple things that can get you started on a savings plan that works for the life you want to live. If you are just starting out and don’t really know how much you need to save or do not have a baseline for your spen
Jul 21, 20253 min read
Why A Value Driven Life?
In today’s world, many people spend years working and going through the motions of daily life, only to look back and realize they haven’t reached where they wanted to be or experienced the things they once hoped for. They put in the hard work needed, but either got caught up in the day to day or didn’t know how to do what they really wanted. In so many cases, small changes along the way could have made all the difference, whether it was creating and executing a plan with an
Jun 10, 20252 min read
Why Should I Have a Financial Coach?
Just like a personal trainer at the gym or a physical therapist, a financial coach can provide answers to questions and show you the best way to achieve your goals. Sure you could probably do it on your own, but it takes time to research and create plans to find the best path for you. With a coach to guide you, you are putting yourself on the fast track in financial fitness and free up time to focus on your goals or enjoying your life how you want! Another benefit of a coach
Apr 14, 20251 min read
Our Mission At Value Driven Finance
At Value Driven Finance, our mission is to equip you with the tools and knowledge to confidently manage your finances. Our goal is not just to help you succeed financially, but to stay connected to your why that drove you to take control of your finances in the first place. Too often, people look to the wealthy either with admiration, believing more money would solve all their problems, or with resentment, assuming the wealthy have taken opportunities away from others. In tod
Apr 14, 20252 min read
Disclaimer
Personal Responsibility: Value Driven Finance aims to present accurate information in all avenues including this website, blog posts, emails and meetings. Use of this information constitutes that you are voluntarily participating and you alone are solely responsible for actions, investments and results. You acknowledge that you alone are responsible for your own finances, family and future.
No Guarantees: We are here to support and assist you in you financial journey to building a value driven life. Success in achieving your goals or desired outcome is dependent on your actions and there is no guarantee of financial improvement. As with any coaching service results may vary.
Investments: Our role as a coach is to educate clients on how to start and introduce different possibilities for strategies and investments. All material is general in nature and should not be taken as financial advice. You are liable for all financial investments or strategies you choose to use and. We do not manage or advise for investments and believe clients should make their own decisions regarding their personal finances.
Refund: No refunds allowed. Exchanges and rescheduling will be at the discretion of the coach.
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